正兴保险小顾问 Easy Advice Ltd

We speak your language and provide professional, personalized advice — making insurance simple for you!

正兴保险小顾问为您解决理赔难、保费贵、条款不理解等难题。

我们用您的语言，为您提供专业、贴心的保险服务，让保险更简单！

风险类保险是指保障个人或家庭因意外、疾病或身故等风险所造成的经济损失的保险类型，包扣人寿，重疾，收入和贷款保障，伤残和意外等。

Risk insurance refers to insurance that protects individuals or families from financial losses.

人身风险类保险
Personal Risk Insurance

医疗健康类保险可以用来支付提快速就医，政府不资助的大病药物，及海外就医的医疗费用。

Medical and health insurance can be used to cover expenses for expedited medical treatment

医疗健康类保险
Medical & Health Insurance

帮助个人或家庭管理日常健康、预防疾病以及提供健康维护服务的保险包扣：牙齿和视力险，体检，针灸，理疗，家医问诊及处方药等。

Self-care insurance helps individuals or families manage daily health.

自我保健类保险
Self-care Insurance

点击问题可见答案 Frequently asked questions

是否可以帮我的现有保单做一个免费内容解读？ Can you help with a free policy review of my current insurance?

可以，我们提供免费的保单解读及年审服务，为您解读现有的保单内容及如何使用您的保单。

Yes, we offer a free policy review service to explain the details of your current policy and how to make the most of it.

我自己递交的理赔被拒了，可以帮我和保险公司协调吗？Can you help me coordinate with the insurance company?

可以，请提供您的理赔文件我们帮助您重新做评估，或帮助您联络保险公司进行协调。

Yes, we can help you coordinate with the insurance company regarding the rejected claim.

有可以理赔牙齿整形或视力矫正类的保险吗？Is there insurance that covers dental and vision?

是的，有这样的保单可选，可以加在医疗险中或者独立购买。

There are policies available that can cover these services, either as an add-on to health insurance or as standalone policies.

可以请您做我的保险顾问管理现有保单吗？Can you be my insurance advisor and manage my existing policies?

如果我们可以获得授权就能帮助你管理您的保单。

If we have the authorization, we can help you manage your policies.

您们是否代理旅行保险？Do you offer travel insurance?

是的，我们代理旅行保险，并且可以提供保既往病史的旅行保险。

Yes，We offer travel insurance and can provide coverage for pre-existing conditions.

可以帮助我把现在的医疗险保费降低吗？Can you help me reduce my current health insurance premium?

在获得您的授权后我们可以联系保险公司帮你提供降费方案。

Once we receive your authorization, we can contact the insurance company to help provide options for reducing your premiums.

我可以固定保费不涨价吗？Can I have a fixed premium that won't increase?

有些保单是可以固定保费不涨价，可以固定5年，10年或者一直固定到100岁。

Some policies offer a fixed premium option, which can be locked for 5 years, 10 years, or even until the age of 100.